Financial Services Disclaimer:

1. The Digital Will system, which includes this website and the supporting cloud/web-based system (“the Digital Will system/the System”), together with the Provider (as defined below), all its affiliates, respective partners, officers, directors, employees, subsidiaries, contractors, sponsors or agents may not be construed as giving financial advice nor be regarded as a definitive analysis of any financial, legal or other issues. Individuals must not rely on any information on this platform to make a financial or investment decision.
2. Any financial advice provided on the System is provided by an unrelated third party registered Financial Service Provider and you are required to: -
   1. read the Financial Service Provider’s terms and conditions; and
   2. accept these should you wish to take out any financial products linked to the System or the System website.
3. We further recommend that prior to making any decision, you consult your own financial planner/advisor to take into account your particular investment objectives, financial situation and individual needs. Should you require assistance in the Financial Planning for your Estate, please seek out the services of a Financial Service Provider registered under the Financial Advisory Services Act 37 of 2002.
4. CliqTech (Proprietary) Limited (Company Registration Number: 2018/623557/07) (“The Provider”) is not a registered Financial Service Provider as defined in terms of the Financial Advisory and Intermediary Services Act 37 of 2002, makes no presentations as such and does not hold itself out to be a registered Financial Service Provider.